Diamond Current Account

This is a tailor made transactional cheque account that comes with a range of products to suite the Diamond Customer.

 

Qualifying Criteria

  • Salary range (P50,000.00 and above)
  • Payslip and/or letter from employer confirming salary
  • Omang (Batswana)
  • Passport (non-citizens)
  • Work and residence permits (non-citizens)
  • Proof of residential address (e.g. Current utility bill, letter from the local chief and Council rates invoice not older than 3 months)
 
 
  • Lending facilities available
  • Wealth advisory services
  • Convenience - linking of accounts
  • Flexible Transactional Fees (Option to choose Pay-as-You-Go or Bundle Fees)
  • Personalized relationship management
  • Diamond VISA  Debit Card (with additional card for spouse, limit can be set)
  • Diamond Cheque book
  • Diamond VISA Credit Card
  • Linked to an investment account.
  • Pre-approved Overdrafts.
TRANSACTION / SERVICE SME Micro SME Small and Medium
Account Balance Requirements    
Opening Balance - minimum deposit P50.00 P500.00
Minimum Operating Balance - per month Nil P500.00
Monthly Management/Activity Fee P30.00 P57.75
Deposits    
Cash deposit @ branch counter 0.1% free up to P2000 0.1% free up to P2000
Cheque deposit @ branch counter - own bank cheque within clearing area Free Free
Cheque deposit @ branch counter - own bank cheque outside clearing area Free Free
Cheque deposit @ branch counter - Agent bank within clearing area Free Free
Cheque deposit @ branch counter - Agent bank outside clearing area Free Free
Withdrawals    
Cash withdrawal @ branch counter P11.20 P11.20
ATM    
Cash deposit @ ATM 0.1% free up to P2000 0.1% free up to P2000
Cash withdrawal @ ATM (BancABC ATM) P1.52 n/a
Cash withdrawal @ other bank Local ATM P3.05 n/a
Cash withdrawal @ banks internationally P12.20 n/a
POS transaction [in country] P1.12 n/a
POS transaction [international] P2.80 n/a
Card Replacement Fee P30.55 n/a
Additional Card P30.55 n/a
Balance enquiry on ATM (own ATM or Mini ATM) P0.50 n/a
Mini Statement @ BancABC ATM P1.12 P1.10
Payments    
Standing order/Debit order to customer's account in BancABC(This excludes Loan accounts) Free Free
Standing order/Debit order to 3rd party account in BancABC P5.60 P5.60
Standing order/Debit order to 3rd party account at other banks (locally) P8.95 P8.95
Inter-account transfer (Customer's own accounts) Free Free
Inter-account transfer (to 3rd party account in BancABC) P3.05 P3.05
Inter-account transfer (to 3rd party account at other banks) P15.20 P15.20
Referal Fees n/a P11.20
Stop payments n/a P56.00
RTGS Charges tba tba
Other fees    
Bank cheque issued# P33.60 P33.60
Unpaid cheques/RD cheques written (Non sufficient Funds) n/a P112.00
Other unpaid debits (Non Sufficient Funds) n/a P33.30
Post-dated cheque deposited n/a P22.40
Cheque book n/a P15.20
Deposit book Free Free
full Statement - at Statement printer on the Z4 hrs Zone) P1.10 P1.10
interim statement - over the counter P5.60 (per sheet) P5.60 (per sheet)
History/Additional statement at branch P5.60 P5.60
Closing of Account P30.55 P30.55
Certificate of balance    
Balance of account only P22.40 P22.40
Certificate covering interest paid P33.60 P33.60
Confirming Auditors list P22.40 P22.40
Fax charges    
Local P11.20 P11.20
Cross Border P11.20 P11.20
Penalty fee    
Encroachment rate n/a 20%
All pricing is 12%  VAT Inclusive    
 

BRANCH LOCATOR

 

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  • Best SME Bank Botswana 2014

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