BancABC is an innovative banking and wealth creation partner
that delivers genuine service because we always try to understand
you better. We offer world-class financial products and services
that include Corporate Banking, Treasury Services, Retail and SME
Who are we?
BancABC is an innovative banking and wealth creation
partner that delivers genuine service because we always try to
understand you better. We offer world-class financial products and
services that include Corporate Banking, Treasury Services, Retail
and SME Banking.
At BancABC, we are interested in developing financial solutions
tailor-made for small and medium businesses. With an experienced
team of dedicated relationship officers and branches spread across
Botswana, we are set to deliver innovative and flexible financial
solutions specific to your business.
Why should you bank with us?
We understand that your business is unique and recognize
that you need financial solutions that reflect our brand philosophy
of Fresh Thinking - Smart Banking. With innovative products and
services, modern branches, 24 hour banking and direct access to
your relationship officer, you will be able to effectively manage
your financial needs from working capital to business development,
security and advisory services among others.
What kind of business needs do we meet?
Working Capital needs:
At times, most businesses experience some constraints in
cash flow due to the cash flow cycle, which is affected by
collections, credit terms and stock management. Healthy businesses
with high profits can also be in need of financial assistance for
bridging working capital gaps. BancABC can meet your financial
needs for working capital by structuring facilities
Working Capital Loan
• Revolving short-term finance payable monthly.
• Revolving short-term finance payable on demand.
• Once-off or revolving credit line to finance costs involved in
supplying orders awarded. Order finance includes all necessary
protection of risks when importing goods. Payable once off by your
customers to your BancABC account.
• Once-off or revolving credit line to finance invoices issued to
accommodate your business' competitive advantage to sell on credit.
Payable once by your customers directly to your BancABC
Capital Investment needs:
Sound and healthy growth of your business requires
investment in capital assets that will help you increase
productivity over the medium to long term. Investing in capital
assets will have a big impact on your daily cash flow if not
properly planned for. Financing of investment in capital assets can
be through your own funds from retained profits and/or injection of
new capital. BancABC can assist you by structuring your long-term
financial needs in the form of:
• Asset loan facility can finance equipment, machinery, vehicles
and other fixed assets required to expand your business.
• Property mortgage facility can finance acquisition of property,
refinancing existing property or equity release.
• Development loan can be structured to accommodate for specific
development and expansion plans.
To manage your cash flow effectively, our financing products come
tailor-made in two SME packages, including the Bosele
Starter Account & the Ikage
Bosele Starter Account
• This account is tailor-made for micro and small enterprises or
start-ups with turnover up to P1 million annually. The account will
help you manage your business at a zero monthly fixed fee, with 24
hour access to your account via Online Banking, at the same time
earn interest on cash exceeding P10,000. When starting a business,
it is important to plan for future growth, and BancABC will help
you access finance after having operated this account for a period
of time exceeding a year. You will also get access to experienced
relationship officers who will provide financial advice.
Ikage Business Account
• This account is tailor-made for small to medium businesses with
a turn over in excess of P1 million to P10 million annually. You
are required to pay a minimum balance of P1,000 to open the
account. The account is a business current account that
accommodates your daily transactional needs with 24 hour access via
Online Banking. You can prudently manage your money without
worrying about paying high fees, as all your daily transactions*
can be done within the ONE monthly fixed fee of P300, including 2
free telegraphic transfers
when you maintain a minimum balance of P10,000 on the account.
When in surplus of cash, no need to transfer between several
accounts to earn interest. Everything is captured in the Ikage
• This is a FREE account is tailor-made for the following
institutions; societies; associations; NGO's; schools; churches and
embassies. The institutional account can assist you in achieving
earnings on your daily cash at no monthly fixed fee with FREE
access to your cash.
• P1,000 minimum balance required.
Saving and Investment needs:
• When in surplus of cash, you can also earn a higher interest in
a call deposit account and at the same time access the cash at no
• When you do not need your cash for a certain time, you can earn
a higher interest by investing any amount fixed for at least three
When operating and managing a business you expose
yourself and the business to risk every day. In order to manage
these risks, BancABC can assist in protecting your business against
risks which include:
• Your business operation like theft, fire, loss or damage of
• You as the owner and manager
• Your employees
• Your products
Where can you find us?
Visit the SME Centre at Fairgrounds Branch, any
branch or call on 3674 646 / 0800 330 330 or email at
email@example.com and get the help that you need.