Our Home Loan allows you to purchase or refinance your property with a flexible repayment period (minimum repayment term being 7 years and the maximum is 20 years) to ensure affordability.

What Fees do I Have to Pay?

  • Transfer duty, legal fees.
  • Admin fee: 1.05% of the loan amount plus VAT.
  • Credit Life Insurance.
  • Fire Protection Insurance.
  • Omang (Citizens).
  • Passports (Non-Citizens).
  • Work and Residence Permit (Non-Citizens).
  • Employment Contract (this contract should be updated as and when the contract is renewed).
  • Proof of Physical Address (Current utility bill, a letter from the local chief and Council rates invoice) not older than three months.